Close more loans.
Two plans. No surprises.

Pick a plan, enter your card, and use LoanIQ for 14 days with no charge. On day 15 your card is charged for the plan you picked. Cancel anytime during the trial via the Customer Portal and you won't be charged. We send a reminder email 3 days before the trial ends.

During the trial, OCR is capped at 2 scans regardless of which plan you signed up for — that's the cost guardrail. Lola, the Calculator, Loan Comparison, Scenario Desk, and Market Desk all work fully during the trial.

Same tools, different volume. Solo ($50) is the test-the-waters tier: 20 Lola prompts/mo and 3 OCR scans/mo. Pro ($100) is for active producing LOs: unlimited Lola, 25 OCR scans/mo, AI Tools (video/social/email/agent-update generators), and Lola-drafted borrower emails on every comparison share.

You can upgrade from Solo to Pro anytime via the Customer Portal — your remaining trial days carry over.

Each scan past your monthly allowance is billed as overage on your next invoice. Solo and Pro: $1.50 per overage scan. Team: $1.00 per pooled overage scan. There's no hard limit — keep working — but if you find you're consistently going over, the upgrade path is straightforward (Solo → Pro adds 22 included scans/mo for $50 more).

Lola prompts on Solo are a hard cap at 20/mo. When you hit the limit, you'll see "upgrade to Pro for unlimited Lola" in-app. No overage charges, no surprise billing — just upgrade when you're ready.

Income OCR auto-extracts qualifying numbers from borrower tax returns, paystubs, and bank statements so you stop re-keying. The pipeline is privacy-preserving by design: PDFs are stored encrypted in your owner-scoped Firebase bucket, OCR is performed by Google Cloud Vision (Google-internal, no retention beyond response), then a server-side regex sanitizer redacts SSN, EIN, account numbers, routing numbers, driver license numbers, and dates of birth. A residual-PII check refuses the AI call if anything survives the redaction. Only the sanitized text reaches Anthropic Claude — no borrower PDFs, no raw OCR text. The full data flow is documented in our Data Processing Addendum and AI/ML Use Disclaimer.

You review and approve every extraction before it pushes into the calculator. The platform will not let you push extracted values into the calculator until you have approved them.

You paste a single line of code on your website, a <script> tag with your LO ID. The calculator loads into the page styled with your branding (logo, colors, NMLS #, contact info). Borrower leads flow to your email automatically. Works on WordPress, Squarespace, Wix, and any custom site.

No HTML skills required beyond pasting a snippet. You can't extract the source (it's served from our domain), and we push updates centrally so you never have to touch the code again.

Pro is one LO. Team is up to 5 LOs ($375/mo, or $75 each additional beyond 5), with a shared admin surface, shared cobrand partner roster, 150 pooled OCR scans/mo across the team, a 1:1 onboarding session, and priority support with SLA. If you're a branch or small IMB, Team is the right starting point.

If you have more than 10 LOs or want API access / white-label / custom guideline ingest, that's Enterprise — talk to us.

No. Flat per-LO pricing on Solo, Pro, and Team. Close 1 loan a month or 25, your LoanIQ bill doesn't change. The only usage-based line is OCR overage past your included scans.

Yes. During the 14-day free trial, cancel any time and you won't be charged. After the trial, monthly plans cancel at the end of the current billing period. Annual plans are prorated back if you cancel early. There is no lock-in.

Yes. LoanIQ runs on Firebase with strict per-user isolation rules, so your scenarios and client data are readable only by you. Borrower-facing share links carry a signed snapshot (not your live data) and expire on demand. Read the Privacy Policy, Data Processing Addendum, and AI/ML Use Disclaimer for the full picture.

LoanIQ is operated by Mortgage Dude Holdings, LLC, a Texas company. The platform is built by an active producing loan officer and team lead based in Austin, TX. Every feature is designed against real loan officer workflows. No vanity metrics, no sales UI, no spreadsheet nostalgia.