Open LoanIQ. Know what to do today.
Live Treasury yields, weekly mortgage averages, mortgage-bond pricing, and a plain-English market read for the day. Published every weekday morning at 9:55 AM CT. The first thing you see when you sign in.
A morning brief written so anyone can use it.
Live rate environment
2Y, 10Y, 30Y Treasuries plus the 30Y mortgage average and the MBB ETF. Day-over-day deltas in basis points, color-coded for direction. Auto-pulled from FRED + Yahoo Finance.
Plain-English commentary
Three short sections every morning: what's moving today, what to watch this week, what's coming next. Written so a brand-new LO can follow and a 20-year senior LO finds it useful.
Lock vs. float bias
One-word read on the day from the brief: lock, float, or neutral. Informational only. You make the call; we give you a starting point.
30-second video script
One click turns the morning brief into a 30-second vertical-video script in your voice. Read it straight to camera. Pro tier and up.
Borrower email drafts
One click drafts a "here's what changed today" email to active borrowers, in your voice. Edit before sending. Pro tier and up.
Agent partner update
Short market note for your Realtor partners: what changed, what it means for buyers shopping this week, one specific action. LO-to-agent voice. Pro tier and up.
Auto-pulled. Auto-published. Zero clicks.
9:55 AM CT — data pulls
A scheduled Cloud Function pulls Treasury yields, Freddie PMMS averages, and the MBB ETF spot price. Public-domain data only. No licensed feeds.
10:00 AM CT — brief publishes
Lola writes the morning commentary using the live rate context. Three sections. Plain English. Lock/float bias. Reviewed by an NMLS-licensed editor.
You open LoanIQ
Whatever time you sign in, the dashboard shows the latest numbers and that morning's brief. No refresh button. No manual sync.
Turn it into content
One click and the AI Tools card spins the brief into a 30-second video script, social caption, client email, or agent partner update. Use it as-is or edit. Pro tier and up.
Public-domain federal data. Nothing licensed, nothing redistributed.
Every number on the Market Desk comes from a public-domain or freely-redistributable source. We do not license OBMMI, MBS Live, or any other paywalled feed — and we don't redistribute their data either.
What we use:
- FRED (Federal Reserve Bank of St. Louis) — Treasury constant-maturity yields (DGS2, DGS10, DGS30), Freddie Mac PMMS 30-year and 15-year mortgage averages, Fed Funds upper bound. Public domain.
- Yahoo Finance — MBB ETF spot price, 15-minute delayed. Free public quote endpoint.
- Anthropic Claude — writes the morning commentary using the live rate context. Reviewed editorially before publishing.
Cite us if you want — we cite our sources in the footer of every brief. The commentary is informational and is not financial, legal, or investment advice. Lock/float bias is a directional starting point, not a recommendation.
Included on every LoanIQ plan.
Solo ($50/mo), Pro ($100/mo), and Team ($375/mo for 5 LOs) all include Market Desk + the morning brief. Pro and Team add the AI Tools card (script / social / email / partner update). Every plan starts with a 14-day free trial.